Dividend Reinvestment and Direct Stock Purchase Plan

Main Street's Dividend Reinvestment and Direct Stock Purchase Plan (the "Plan") is designed to give holders of shares of our common stock and new investors a convenient and economical way to acquire shares of our common stock by reinvesting all or a portion of the cash dividends paid on their shares of our common stock to purchase additional shares of our common stock (the "Dividend Reinvestment Program" or "DRIP") and by making optional cash payments to purchase shares of our common stock directly from us (the "Direct Stock Purchase Program" or "DSPP"). The summary of the Plan on this website is not complete and is qualified in its entirety to the full text of the Plan, the Plan prospectus filed with the Securities and Exchange Commission and related information discussed below.

PLAN ADMINISTRATOR

We have appointed American Stock Transfer & Trust Company LLC ("AST"), our transfer agent and registrar, as administrator of the Plan. You may obtain a copy of the Plan, the Plan prospectus and enrollment information and forms by contacting AST at (866)-706-8371 or visiting AST's website at www.astfinancial.com.

DIVIDEND REINVESTMENT PROGRAM

The DRIP provides registered stockholders who hold their shares with AST and stockholders holding shares of our common stock through certain brokerage firms that have elected to participate in the DRIP the ability to purchase additional shares of our common stock automatically by reinvesting all or a portion of their cash dividends paid on shares of our common stock. The DRIP is an "opt-out" program. Therefore, if we declare a cash dividend, registered stockholders and stockholders holding shares through participating brokerage firms who have not elected to receive dividends in cash will have their cash dividend automatically reinvested into additional shares of our common stock. Non-participating brokerage firms and other financial intermediaries may provide a similar dividend reinvestment program.

DIRECT STOCK PURCHASE PROGRAM

The DSPP provides new and existing stockholders the ability to purchase shares of our common stock directly from us without paying any trading fees, brokerage commissions or service fees. Initial investments of shares may be made between $250 (or $100 if you are a registered stockholder or you sign up for automatic monthly investments) and $25,000, and subsequent investments may be made between $100 and $25,000 per month. You can make optional cash investments by check or by authorizing a one-time debit or automatic monthly deductions from your bank checking or savings account.

FEES AND COMMISSIONS

You will not pay any trading fees, brokerage commissions or service fees on common stock purchased through the Plan. You will, however, be responsible for any trading fees, brokerage commissions or service fees paid in connection with your sale of shares from the Plan, termination of your account and for other actions as described in the Plan.

Plan Information

Description
Dividend Reinvestment and Direct Stock Purchase Plan
Dividend Reinvestment Plan Restricted Share Election to Opt out Form
Plan Prospectus
Plan Administrator Website for Information and Enrollment
Enrollment Application